Accept payments
anywhere
Create payment links, accept cards and mobile wallets, and track every transaction.
Your Business
D 2,500.00
Payment Method
Wave
Cards
AfriMoneyFlexible payment options
Let your customers pay with their preferred method - Wave, AfriMoney, QMoney, or international cards.
Multi-channel collection
Whether through payment links, invoices, or your website, collect payments from anywhere your customers are.
Instant settlements
Get your money settled directly to your Wave or bank account. No waiting, no delays.
Real-time tracking
See every payment the moment it happens. Get instant notifications and export reports.
Simple pricing
Just 1% on mobile wallets, 0% markup on cards. No monthly fees, no hidden charges.
Create a payment link in seconds
No website needed. Just enter the amount, add a description, and share the link. Your customers can pay instantly.
Shareable links
Send via WhatsApp, SMS, email, or just copy and paste anywhere.
Expiring links
Set an expiration date for time sensitive payments like deposits.
Add details
Include invoice numbers, descriptions, and customer references.
Never miss a payment
See every transaction the moment it happens. Filter by date, amount, or payment method. Export reports anytime.
Instant notifications
Get notified by email when payments are received.
Real time dashboard
See totals, trends, and individual transactions at a glance.
Export reports
Download transactions as CSV or PDF for accounting.
Accept every way customers pay
Wave, AfriMoney, QMoney, and international cards. One integration, every payment method your customers use.
Mobile wallets
Wave, AfriMoney, and QMoney with just 1% fee.
International cards
Visa and Mastercard with 0% markup from us.
Customer choice
Customers pick their preferred method at checkout.
Choose payment method
Get your money fast
Withdraw to your bank or mobile wallet. You choose when and where your money goes.
Bank Transfer
Withdraw to any Gambian bank account. Funds arrive within 24 hours on business days.
Wave Wallet
Instant withdrawals to your Wave account. Get your money in seconds, anytime.
Mobile Wallets
AfriMoney, QMoney, and more. Choose your preferred wallet for withdrawals.
How withdrawals work
Collect payments
Receive payments from your customers via links or checkout.
Funds settle
Money appears in your Jokoor Pay balance automatically.
Request withdrawal
Choose your bank or wallet and enter the amount.
Money arrives
Instant to wallets, within 24 hours to banks.
POST /api/v1/payments // Create a payment link { "amount": 5000, "currency": "GMD", "description": "Invoice #001", "redirect_url": "https://..." } // Response { "id": "pay_abc123", "url": "https://pay.jokoor.com/p/abc123", "status": "pending" }
Build your own integrations
Use our REST API to create payments, check status, and receive webhooks from your own applications.
Simple REST API
JSON requests and responses. Easy to integrate.
Webhooks
Get notified when payments are completed or fail.
Test mode
Build and test without processing real payments.
Start accepting payments today
Set up takes less than 5 minutes. No technical skills required.